Carrier's Nationwide

CareValue provides our agents with preferred access to the

products that their clients want.

And we always make it easy to send scopes and appointments, submit applications, and track statuses and commissions right from your computer, phone, or tablet.

Senior Insurance

With one American turning 65 every eight seconds, the demand for senior insurance has never been greater.

aetna

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We provide quality healthcare you'd expect from a big company, but delivered on a local level. That means our members benefit from strategic care coordination and programs through the strong and collaborative relationships we build with healthcare providers and community organizations.

Whichever state you live in, our plans are designed to give you:

Aetna was founded in 1853 in Hartford, Ct. Aetna is committed to providing individuals, employers, health care professionals, producers and others with innovative benefits, products, and services. Aetna is now a subsidiary company of CVS Health Corporation. • Aetna offers Medicare Advantage plans in 44 states (starting plan year 2021). • Aetna / SilverScript offers Part D plans in all 50 states. • DSNP plans are expanding to an additional 9 states and 288 counties for plan year 2021. • Medicare Supplements, Life, and ancillary plans are also offered by Aetna.

allwell

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Whichever state you live in, our plans are designed to give you:

Allwell provides quality healthcare you would expect from a big company but delivered on a local level. That means our members benefit from strategic care coordination and programs through the strong and collaborative relationships we build with healthcare providers and community organizations. • Allwell offers several Medicare Advantage plans including HMO, PPO & DSNP. • Allwell is part of the Centene family which means all in one contracting & certifications. • Allwell plans are offered in AZ, AR, FL, GA, IN, KS, LA, MS, MO, NM, NV, OH, PA, SC, TX & WI.

BlueShied

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Whichever state you live in, our plans are designed to give you:

One of New York’s leading health care companies, HealthNow New York Inc. provides access to quality health care and innovative solutions for individuals and employers. HealthNow offers a full range of insured, self-insured, and government programs and services, as well as dental and vision plans, and stop loss coverage. Headquartered in Buffalo, NY, the company operates as BlueCross BlueShield of Western New York (Buffalo), BlueShield of Northeastern New York (Albany), Health Now Brokerage Concepts (Blue Bell, PA), and Health Now Administrative Services (across the Northeast U.S. and California). New for 2020/2021- Highmark Health, will become the primary licensee of the Blue Cross and Blue Shield Association for HealthNow’s 8-county Western New York and 13-county Northeastern New York service areas, pending regulatory approvals and satisfaction of other closing conditions. • BCBSWNY offers Medicare Advantage plans in 13 NENY counties. • They also offer Medicare Supplements in these same counties. • Dental riders are available on most plans.

BlueCross BlueShield

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Whichever state you live in, our plans are designed to give you:

One of New York’s leading health care companies, HealthNow New York Inc. provides access to quality health care and innovative solutions for individuals and employers. HealthNow offers a full range of insured, self-insured, and government programs and services, as well as dental and vision plans, and stop loss coverage. Headquartered in Buffalo, NY, the company operates as BlueCross BlueShield of Western New York (Buffalo), BlueShield of Northeastern New York (Albany), Health Now Brokerage Concepts (Blue Bell, PA), and Health Now Administrative Services (across the Northeast U.S. and California). New for 2020/2021- Highmark Health, will become the primary licensee of the Blue Cross and Blue Shield Association for HealthNow’s 8-county Western New York and 13-county Northeastern New York service areas, pending regulatory approvals and satisfaction of other closing conditions. • BCBSWNY offers Medicare Advantage plans in 8 WNY counties. • They also offer Medicare Supplements in these same counties. • Dental riders are available on most plans.

Cigna

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Whichever state you live in, our plans are designed to give you:

Cigna is a global health service company dedicated to helping people improve their health, well-being, and sense of security. All products and services are provided exclusively through operating subsidiaries of Cigna Corporation, including Connecticut General Life Insurance Company, Cigna Health and Life Insurance Company, Life Insurance Company of North America, and Cigna Life Insurance Company of New York. Such products and services include an integrated suite of health services, such as medical, dental, behavioral health, pharmacy and vision care benefits, and other related products including group, disability, life, and accident coverage. Cigna has sales capability in 30 countries and jurisdictions, with approximately 75 million customer relationships throughout the world. • Cigna Medicare Advantage plans are offered in 18 states & DC. • Cigna Medicare Supplement plans are available in every state & DC, except for NY. • Part D plans are available in all 50 states and DC. • Individual dental plans are also available

Humana

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Whichever state you live in, our plans are designed to give you:

• Medicare Part A and Medicare Part B

Empire

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Whichever state you live in, our plans are designed to give you:

• Medicare Part A and Medicare Part B

Excellus

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Whichever state you live in, our plans are designed to give you:

• Medicare Part A and Medicare Part B

Molina Healthcare

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Whichever state you live in, our plans are designed to give you:

• Medicare Part A and Medicare Part B

Geisinger Gold

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Whichever state you live in, our plans are designed to give you:

With Geisinger Gold, you can choose from plans that offer low out-of-pocket costs, $0 deductibles and other options that help keep your Medicare Advantage plan affordable. With more than 31,000 doctors throughout Pennsylvania, plus over 125 hospitals and nearly 3,000 pharmacies in network, and no referral requirement, you have access to doctors and facilities close to home. •Geisinger Gold offers Medicare Advantage (PPO, HMO & DSNP) plans throughout counties in PA. •Part of the Geisinger Health doctor and hospital network.

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Life Insurance

Life insurance is a vital offering for both agents and clients.

aetna

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Whichever state you live in, our plans are designed to give you:
• Affordable healthcare coverage
• Benefits you need to take good care of yourself
• Access to doctors, nurses and specialists who work together to help you feel your best
• Coverage for prescription drugs
• Extra benefits that aren’t covered by Medicare Part A or Part B (Original Medicare)

allwell

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BlueShied

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BlueCross BlueShield

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One of New York’s leading health care companies, HealthNow New York Inc. provides access to quality health care and innovative solutions for individuals and employers. HealthNow offers a full range of insured, self-insured, and government programs and services, as well as dental and vision plans, and stop loss coverage. Headquartered in Buffalo, NY, the company operates as BlueCross BlueShield of Western New York (Buffalo), BlueShield of Northeastern New York (Albany), Health Now Brokerage Concepts (Blue Bell, PA), and Health Now Administrative Services (across the Northeast U.S. and California). New for 2020/2021- Highmark Health, will become the primary licensee of the Blue Cross and Blue Shield Association for HealthNow’s 8-county Western New York and 13-county Northeastern New York service areas, pending regulatory approvals and satisfaction of other closing conditions. • BCBSWNY offers Medicare Advantage plans in 8 WNY counties. • They also offer Medicare Supplements in these same counties. • Dental riders are available on most plans.

Cigna

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Humana

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• Medicare Part A and Medicare Part B

Empire

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• Medicare Part A and Medicare Part B

Excellus

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• Medicare Part A and Medicare Part B

Molina Healthcare

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• Medicare Part A and Medicare Part B

Geisinger Gold

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Health Insurance

CareValue specializes in Medicare insurance, but we easily leverage our tools and expertise to assist agents in selling all kinds of insurance, including health.

Humana

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For over 30 years, Humana has been developing and expanding their Medicare Advantage options to meet the evolving needs of their members. In 2019, more than 8.4 million current and newly enrolled Humana plan members have chosen us to be their partner in health. 92% of our Medicare Advantage members are enrolled in plans rated 4 out of 5 stars or higher for 2020 by the Centers for Medicare & Medicaid Services. • Humana offers their Medicare Advantage plans in 46 states. • Humana PDP & Medicare Supplement plans are available in all 50 states. • Humana also offers stand-alone dental & vision plans in most states.

NY State of Health

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Interested in becoming a broker certified to sell on the Health Plan Marketplace? Brokers must be trained and certified for the Small Business Marketplace. Brokers can also elect to complete additional training requirements to become certified in the Individual marketplace. You can select the training option that works best for you: in the classroom, online or view a webinar. To learn how you can become a NY State of Health certified broker, contact imedal@carevalue.com or call 855-88-8326 ext. 3003. Get affiliated today to start receiving commissions on the exchange.

Aetna

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Medico

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Medico® Insurance Company strives to provide policyholders with the products they need and the service they deserve. Medico offers several types of major medical insurance.Recovery care coverage from Medico is an easy-to-sell product that can fill gaps in Medicare coverage. Agents have seen significant success with other products used in this manner, such as dental coverage and Part D prescription drug coverage plans. Recovery care works in a similar fashion.Recovery Care is a great fit for clients who are concerned with the gaps they could experience with their Medicare Supplement policies, for example, with the increased use of “Observation” coding, meaning that their stays likely aren’t covered by Medicare, as well as use of facility care for rehab. Recovery Care can fill these gaps in coverage.

MVP Health Care

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MVP Health Care is a nationally-recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone we serve.

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